If you know that in your agreement/contract/rules you will be charged a fee if you screw up/don’t pay/misuse your account/service/whatever, don’t come crying to me when you get charged a fee for doing exactly that.  And do not, under any circumstances, use as your arguement “I got charged over a thousand dollars in fees in the last couple of months for” doing the same freakin’ thing you were already told not to do.  Here’s a clue:  if you don’t want to pay the fees, don’t fuck up.  Simple, straight-forward.  If you are going to continue to fuck up, find a company that caters to fuck-ups or don’t complain when you have to pay a penalty.  Got it?  Kthanxbai.